With the good weather finally here, Fire pits will soon be in use. Over 5,000 people per year are injured mostly from falling into them. Many are severe burns. Here are some helpful hints to keep your family safe this Summer: Keep the area around the fire pit free from […] Read more »
Property Damage- Auto Insurance
I could never cause $100,000 of damage…. could I? Yes, and then some. Part 4 of the Massachusetts Auto policy is Property Damage. It pays for anything you damage whether it’s another car, a fence, a fire hydrant, telephone pole or anything else. We see many polices that only have […] Read more »
What is Accident Forgiveness and Why do I Need it?
The Accident Forgiveness endorsement has been around for approximately ten years. It’s scary how many policies we see that don’t have it. What is does is simple: Your current insurance company agrees not to charge for an at fault accident going forward. Without the Accident Forgiveness endorsement you would have […] Read more »
7 Car Maintenance Tips for Safe Summer Travel
If you are planning to travel by car this summer, take these steps to help avoid ending up on the side of the road: Make sure your car is in good shape so it won’t break down, A properly maintained car gets you where you want to go, and saves you money getting there. Here’s […] Read more »
Are You Buying Your Auto and Home Insurance Through Your Employer?
Are you buying your Auto and Home Insurance through your Employer where you get a group discount? Is it really an “Employee Benefit?” – Most times is not even close. Most people think that when you buy Auto and Home Insurance through an Employer sponsored group they get a discount. It’s true […] Read more »
Why do my Auto Insurance premiums continue to increase? Three simple words: Texting and Driving!
You knew the answer…..didn’t you? Regardless of where you buy your Auto Insurance, rates have gone up and will continue to increase. Smartphones have made it easy for us to stay connected at all times. But that can pose serious safety risks if someone decides to check his or her […] Read more »
Renting a Car on Your Vacation? Read This Before You Do!
When you go on vacation it is usually a mystery whether or not you need to buy the “extra” insurance coverage when you finally make your way to the rental counter. After traveling all day the last thing you want to do is read the five-page rental contract that 99% […] Read more »
Uber and Lyft Drivers….Good News!
Prior to May 1st only one company (USAA – market share 3.39%) offered an endorsement that would remove the TNC (Transportation Network Company-aka Uber, Lyft etc.) exclusion on every Massachusetts Auto Insurance policy. The exclusion that IS ON YOUR POLICY stops all insurance coverage as soon as you the driver turn […] Read more »
Temporary Card-Board License Plates
Let’s face it, the dealer’s’ job is to sell you a car. Out of state dealers usually know the laws of their own state inside and out. Most of them will tell you that they will issue you a temporary (cardboard) license plate and it’s perfectly legal.. that is until […] Read more »
Buying a Car From an Out of State Dealer?
Sometimes buying a car from an out of state car dealer isn’t worth the potential savings. Here’s a few things you should know before getting started: Unless the dealer location is close to Massachusetts, chances are the dealer is not registered with the Massachusetts Department of Revenue (Mass DOR). This […] Read more »